Modelo de equidad actuarial de operaciones tontinas

MODELLING ACTUARIAL EQUITABLE TONTINES MODELO DE EQUIDAD ACTUARIAL DE OPERACIONES TONTINAS David Villarino Máster en Ciencias Actuariales y Financieras (UC3M) Fecha de recepción: 3 de septiembre de 2019 Fecha de aceptación: 4 de noviembre de 2019 Abstract An increasingly aging society is a major challenge for both insurers and global pension systems, as well as for individuals themselves who may face the risk of outliving their savings. New products are needed in order to address this i...
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Insurance Products Covering Longevity and Long-Term Care Risks (3/4 Feb 2020)

Insurance Products Covering Longevity and Long-Term Care Risks Organised by the EAA – European Actuarial Academy GmbH in cooperation with the Instituto de Actuarios Españoles   Life annuities constitute an appropriate tool providing the retiree with a lifelong income. Nevertheless, we can observe that, in many countries, the propensity to convert into a life annuity the resources available at the retirement time is rather poor. Of course, good reasons, strictly related to the technical...
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APLICACIÓN DE LOS MODELOS LEE-CARTER Y RENSHAW-HABERMAN EN LOS SEGUROS DE VIDA Y MIXTOS

APLICATION OF LEE-CARTER AND RENSHAW-HABERMAN MODELS IN LIFE INSURANCE PRODUCTS APLICACIÓN DE LOS MODELOS LEE-CARTER Y RENSHAW-HABERMAN EN LOS SEGUROS DE VIDA Y MIXTOS Yovanna Macias, Miguel Santolino Artículo en Anales del Instituto de Actuarios Españoles 2018 Abstract The article analyzes differences between estimated premiums in life and mixed insurance products using the mortality/life tables for the Spanish insured population with the estimated premiums if we rely on the mortalit...
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